Administered by Innovation, Science and Economic Development Canada (ISED)
The Canada Small Business Financing Program makes it easier for small businesses to obtain loans from financial institutions by sharing the lender's risk with the government. It is a loan, fully repayable to the lender. Recent enhancements added new classes of loans, larger amounts, longer terms and a line-of-credit option, now offered by most financial institutions.
Small and medium-sized businesses operating for profit in Canada. Applications are made through a participating financial institution, not to the government directly.
Information last verified: 2026-08-10
This summary is drawn from our grant database as a starting point. Program details change often, so confirm eligibility, amounts, and deadlines with the administering body before you apply. How dates like this are earned: our verification methodology.
Official program page